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Hyundai Motor Finance

Hyundai Motor Finance

www.hmfusa.com
What is your customer experience with Hyundai Motor Finance?

Hyundai Motor Finance Overview

The aggregated data is based on reviews and questionnaires provided by PissedConsumer.com users.

  • Hyundai Motor Finance has 1.8 star rating based on 347 customer reviews. Consumers are mostly dissatisfied.

  • 33% of users would likely recommend Hyundai Motor Finance to a friend or colleague.

  • Rating Distribution
  • Pros: Good car, I like my car, Car is great.
    Cons: Horrible customer service, Horrible customer service consistently, Very poor customer service.

View full overview ›

Media from reviews

Hyundai Motor Finance - Harassing phone calls
Hyundai Motor Finance - Harassing phone calls - Image 2Hyundai Motor Finance - Late PaymentsHyundai Motor Finance - PaymentHyundai Motor Finance - Payment SystemHyundai Motor Finance - End of lease WARNINGHyundai Motor Finance - Repossed my car without warning
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Top Hyundai Motor Finance Reviews

Positive Review

"I need my account number and payment amount"

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Needed account number and amount to make payment, it was all provided and payment was made. Process was simple and easy. User's recommendation: I would highly...

Critical Review

"Have had 6 Hyundais. Good car. Finance company. Is the most incompetent i have ever had in my 84 years. Hard to comprehend how they never get better. I will never lease another Hyundai just because of"

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You have not been able to figure it out for years. NOW you ask for my help? Get a life. Call me if anyone there really cares User's recommendation: Never ever...

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Lakeesha Qpd

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Weaverville, North Carolina

I need my account number and payment amount

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Needed account number and amount to make payment, it was all provided and payment was made. Process was simple and easy.

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User's recommendation: I would highly recommend to other people

Moni915 B

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Horrible Customer Service!

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Updated by user May 15, 2025

No one has made an attempt to contact me.

Original review Apr 30, 2025

The customer service experience with Hyundai Motor Finance has been incredibly frustrating. I recently submitted a request to update my vehicle title due to a name change after marriage.

I followed the process exactly as instructed on their website, including uploading all required documentation.

Initially, I received a few emails especially after I mistakenly submitted the wrong DMV information. I quickly corrected the issue and provided the right details. I also visited my local DMV, submitted all necessary paperwork, and paid the required fees for the name change.

After three months with no updates, I contacted Hyundai Motor Finance directly. To my surprise, I was told that my request had been rejected without any formal notice or communication.

When I asked why, the representative said it was because I missed a deadline. She claimed the request was submitted on January 20, 2025, and rejected just 10 days later, on January 30.

This was news to me. At no point did the website mention a 10-day deadline, and I never received any notification about such a requirement or that my request had been denied. When I asked how I was supposed to know about this deadline, the representative simply suggested I start the entire process over.

This experience has been incredibly frustrating.

There is a clear lack of transparency and communication in their customer service process. If Hyundai expects customers to meet tight deadlines, they need to clearly communicate them and provide timely updates not let customers find out months later on their own.

Very disappointed.

Issues like this make me seriously reconsider ever doing business with Hyundai again, even if it means never buying another one of their vehicles. Very disappointed.

View full review
Loss:
$100
Cons:
  • No attempts to resolve issue

Preferred solution: Honor my initial title change request without making me repeat the paperwork submission and incur additional fees.

User's recommendation: I would re-consider dealing with Hyundai

Pat W Avx

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker The Bronx, New York

Title

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Title

Needs for dealer to have for trade-in of automobile. I need the new title. Need title, need title.

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Dee P Uqb

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Repossessed

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Updated by user May 14, 2025

I had to pay and additional $300 in storage fees bringing the loss to $1550. Still nothing from Hyundai.

Updated by user May 13, 2025

I was able to get my car released but I am now out: $1250And still no response from Hyundai.

Original review May 10, 2025

I contacted HMF to request a payment deferment as I had a financial setback and I was trying to work out a payment. I questioned the $2,600 bill I received. The customer service rep was extremely rude, and when I asked for a supervisor, he told me, 'We're going to repo your car.' I woke up this morning to my car being repossessed.

View full review
Loss:
$1250
Pros:
  • No pros
Cons:
  • Custom services are absolutely horrible

Preferred solution: My car back

User's recommendation: Find another company

Anonymous
map-marker Cleveland, Ohio

Have had 6 Hyundais. Good car. Finance company. Is the most incompetent i have ever had in my 84 years. Hard to comprehend how they never get better. I will never lease another Hyundai just because of

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You have not been able to figure it out for years. NOW you ask for my help?

Get a life. Call me if anyone there really cares

View full review

User's recommendation: Never ever lease thru them.

Briceida Lon
map-marker Long Branch, New Jersey

Trying to get thru to customer service. Already tried 5 times!!

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Adela hung up on me; Andreas gave me collections number of 800-523-****. I am looking to speak with someone in customer service!

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User's recommendation: Train personnel to listen not ramble.

Dee P Uqb

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Seattle, Washington

Horrible Customer Service

Updated by user May 25, 2025

I actually received a letter from them this week telling me my car is in their possession and will be sold to satisfy the debt.I got my car back 2 days after they took it.Incompetence at its finest.

Updated by user May 12, 2025

I have made multiple attempts to contact Hyundai to resolve this matter, but my calls consistently go straight to voicemail, with a message stating that no one is available and advising me to call back at another time. This repeated lack of responsiveness is extremely frustrating.

How can this issue be resolved if I am unable to get in touch with anyone at the company? I would appreciate prompt assistance in addressing this matter.

Original review May 09, 2025

I am 1 payment behind, and when I called to ask for a payment deferral, they said no, you don't qualify, and your car is going to be repossessed. No help, no direction, either you pay it all or we're taking your car.

I know places that wait at least 2 months before trying to take your vehicle. Because of this, I will never, ever own another Hyundai

View full review

Preferred solution: Repo fees waived!

User's recommendation: DON'T DO IT

Klayton Rug

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Verified Reviewer
| map-marker Safety Harbor, Florida

Financial problem

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I'm not able to pay, the reason is that I can't work anymore, that's why I took early retirement, so I would like to ask you to tell me what to do with the car

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Janette V Giv

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Muy mal servicio al cliente

Tengo varios carros con Hyundai, pero nunca había tenido esta financiera y te tratan de lo peor. Muy mal servicio, recomiendo no agarrar para nada esta financiera.

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Preferred solution: Price reduction

User's recommendation: Si van a tener financiera q no sea está muy pésimo servicio

Anonymous
map-marker Riverdale, Georgia

No care to assist

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I would not recommend anyone to use Hyundai Finance as an option to purchase a vehicle. All other competitors do offer up to 3-4 payment assistance during the term of your contract.

But not these guys here. Life happens and sometime people need help.

View full review

User's recommendation: Choose other competitors over Hyundai Motor Finance

Richard R Yba

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Verified Reviewer

Liars

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I returned my lease under the mileage agreed to. HMF sent me a bill with the mileage over what I turned it in with.

I agreed to pay all lease end fees except the mileage fee and they said theyd accept that while we figured out the issue. I made the payment and they partially applied it to the mileage against my knowledge and against what we had agreed on.

They are modern day corporate pirates! I cant stress that enough

View full review
Loss:
$1300
Cons:
  • Not truthful

Preferred solution: Apology

User's recommendation: Don’t get a Hyundai!

1 comment
Guest

No DO NOT GET INTO A CAR FLEASE!

Ken G Rwl

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Verified Reviewer

They cannot even process and EFT they lose 1 out of 3 payments I send.

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Initially I thought they were just having a bad day getting my new car set up in the system and the glitch would settle out. But nope 1 year and 6 months later and they still manage to lose 1 out of every 3 payments.

So, I bank with chase, and I schedule a payment on the first Friday that is at least 6 days before my payment is due. Chase EFT pays may bill on that day, and typically Hyundai receives the payment 24 hours later, so 5 days early. But at least once every 90 days I get a nasty gram that I have not made my payment. Then you have to call in and they route you directly to collections, after yelling at that boso for 10 minutes theu begrudgingly kick me to customer service, who goes through everything all over again.

and then I have to go online and get proff that they cashed my EFT Payment so I can emai it to them and they can find out which account their fat finger assoicate actually put the money in.

You would think they would have a Robot Receive the payment automatically, based on all the information Chase bank send them which includes the Hyundai account number. But no somehow they magically click the wrong box and my payment is credited to someone else account.

View full review
Pros:
  • Gave me a very attractive interest rate
Cons:
  • Cannot process payments to the correct account

Preferred solution: Credit my account with my payment.

User's recommendation: Use any body other than Hundai Finance if you can they sway you with a great rate, but they are total *** hats to deal with, you will spend 33% of your entire loan in a collection process even if you pay 50 more every month 5 days before due in their account.

Kathleen M Zrx

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

1st Hyundai lasted 17 yrs – when totaled, went back to same dealer then...

Contains 1 confidential file for company representatives
Updated by user Sep 11, 2024

Dealership told me to wait to see if HCF AUTO-CHARGES another payment on 9/24/24 even though I am 2 months ahead in payments. Then am not sure what I am to do about it. Cannot get clear answer.

Original review Sep 11, 2024

My first Hyundai was a 2005 Tucson that lasted 17 yrs until I was broadsided & it was totaled. Really liked that great car, so I returned to same dealership and opted for another Tucson.

On advice, I chose to lease rather than buy. The signing went well & soon was on auto-payment. 2022 Tucson was blinged out with many futuristic features. I am of a certain age, but do appreciate inventiveness.

The car was a challenge, yet quite fun, Then I discovered new Tucson was wider than old Tucson. Was very careful pulling in & out of garage. Did not know that Hyundai promoted bigger dimensions as selling point. Then during an errand run, I spied a Hyundai Kona on the road!

I had never heard of that model! I checked it out at dealership and was so taken with it that I asked if I could turn in my 2022 Tucson and get a new 3-yr lease on the Kona. Dealer was amenable and soon I was signing Kona lease docs, as I did 2.5 yrs ago for the Tucson. Financial officer & I agreed on upfront payment enough to make 1st lease payment with remainder used to bring down monthly payment.

Dealership financial officer calculated monthly payment amount for Kona 3 yr lease with Hyundai Motor Finance [HMF]. I asked if could set up payments through a local bank, but he said HMF stipulated that all lease contracts had to be set-up with them. Only an out-right sale could be handled locally. I am of an age where in 3-years, my children might be asking for my keys, so leasing seemed practical.

I said I wanted to be on auto-pay as I had been for both of the Tucsons. He said I'd have to wait until Hyundai sent an initial statement with account # on it, and then I could go online and set up the account method of payment. So on 5/24/24 I made 1st payment at dealers & drove Kona home. Knowing payment #2 was due 6/24/24 & no statement had arrived, I called dealership at least 3 times before then to see if they could contact Hyundai Motor Finance [HMF], on my behalf, but dealer repeatedly said I should be patient.

To me this seemed to be a non-customer friendly response, but I did wait for said statement. Statement finally arrived 6/29/24 5 days after date due! It said in addition to the "missed" payment, I was being charged an add'l $20 late fee! I was not happy and I attempted to contact HMF to explain the goings-on.

It is no exaggeration to say I spent the next 3+ hours trying to reach a contact by phone. Eventually I was connected with several [at least 4] different "customer service" people who transferred me from one to another ineffective problem-solving person. Long waits in between "transfers" with one disconnected call. All throughout this exhausting process, I tried to document all names & times.

Finally one HMF person told me to go online & make payment & it would eventually be straightened out. I tried but could not get Kona acct to display only the paid-up 2022 Tucson acct was shown. I asked HMF employee [named Rey] to check my current account on their end. He did, got same result as I did: only the account for the turned in 2022 Tucson.

He said that he was unable to find the Kona acct # anywhere in the system --- even though HMF had sent me a paper statement with the Kona acct # clearly printed on it. He added that the former Tucson acct was blocking the new Kona acct [?] from system access. Then he said he would have to purge not 'archive'] my 2022 Tucson acct from the system. What else could I do?

I told him to do so if it would move all along. He said it would take time to go into effect. ? Note that I had no problems when leasing the Tucson from same dealership 2.5 ys ago in Jan 2022.

Everyone spoken to on phone was polite but completely ineffective. [Note: Am skipping at least 3 in-person non-productive visits to dealership between 7/5/24 and today 9/10/24]. As of yesterday, 9/9/24, having made 6 monthly HMF payments, I was 2 months ahead of schedule & next should be due 11/24/24. Then I opened an email HMF statement from that said: for Kona acct ending in "0051", for due date 24-SEP-24 amount due was $0.

It was prefaced with this line: "Your latest statement for your 2024 Hyundai Kona is now available. You can view it on HMFUSA.com and also make a payment there." However, my relief was short-lived because the only account that I could display at HMFUSA.com was the one for the 2022 Tucson! This is the same Hyundai account that I was told had to be "purged" by HMF so the Kona acct could be entered. What is going on with HMF?

Dealership told me to wait until 9/24/24 to see if a payment is AUTO-charged on 9/24/24. And then what? Dr said I am supposed to be mindful of my blood pressure and this doesn't help. What can I do?

And, I really do like my Kona itself. So far we're a good match. Hoping to not let this financing mess tarnish my appreciation for it. Personal note: Am 84 yrs old & thought was holding up quite well.

However, this HCF financial mess has taken a toll on me and from reading so many other pissed consumer complaints on the site, I'm

appalled that although Hyundai does make a decent car, it does very little to maintain good relationships with their customers.

Trying to attach screen capture of latest communication from HCF. Hope it works.

View full review
Loss:
$625
Pros:
  • Hmf started out appearing to value good customer relations
Cons:
  • In 1 month hcf revealed a horribly scrambled finance system

Preferred solution: Apology

1 comment
Guest

"On advice"??? What person who doesn't have the slightest clue told you to get involved in a CAR FLEASE?

Of course, maybe the salesman told you that so their commission WOULD BE MUCH HIGHER ?

Did YOU read the FAKE FEES on the front end and more FAKE FEES on the back end or did you simplify sign where the sales person told you to sign with YOU not reading one damned thing??? Enjoy your CAR FLEASE and guess who was sheared???

Genia Isx
map-marker Westville, Indiana

Great Service

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Very easy to get what needed to be done. She was very knowledgeable about what my issue was and she took care of it in no time at all.

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Ramadan Fwl

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Bellevue, Washington

Deferment

Im currently off work with an injury. I had shoulder surgery on February 10th.

Looks like Im going to be off work for 6 to 12 weeks. So Im waiting on workers compensation checks

View full review
Yaqub Qug

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Warminster, Pennsylvania

AWEFUL EXPERIENCE

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My name is Mary Mele, I purchased a 2024 Tucson in August of 2024. At your Springfield, PA on Baltimore Pike.

I had a leased Tucson that i brought back and repurchased a new one.

I was getting calls all the time regarding buying my car back, they where in need of used vehicles.

I received a decent deal and left with a new car.

After a few months, i had issues with warning lights on my dash.

I brought it in for service on Oct.2nd and I AM STILL WITHOUT A CAR!!!

They where not able to fix after multiple times.

Nothing was easy, I was not getting return calls to see what the issue might have been. I was lied to multiple times that I confronted ...no resolve.

I decided to get a lawyer to file for lemon law, I still am waiting! I am on an email thread to Snyder, Fallone [HMA] .

I get no response. They ask for info, but I never receive a response even when the info is sent.

I have been without a car for months, I am losing days at work, and I am losing money!

I can't understand in my wildest dream how this issue is my problem and not yours.

I lease the vehicle and am getting NO HELP!! Today is December 16th and I still KNOW NOTHING ABOUT MY CAR!!

I am beyond upset.

View full review
1 comment
Guest

First off, your problem is wirh the DEALERSHIP and NOT the lender. Secondly, THEY LIED TO YOU.

If a dealership needs used cars, they get them at the auction. Telling people "we need your car" is a bunch of first class BS and that lie is very popular Thirdly, did yiu read your documentation BEFORE you agreed to its terms? Did they add a $450+ FAKE FEE for paper work? Documentation and registration work DOES NOT COST OVER $450!

They LIED to you and DEFRAUDED you out of your money. That car you bought may have been a known problem car they wanted to get rid of in addition sticking you with at least one BOGUS, ADD-ON, FAKE FEE. Contact the zone office.

Let them know what this dealership slime has done to you while representing their brand Finally, stay away from any CAR FLEASE. IA CAR FLEASE is much more profit and commission and thst extra money comes from the person who was FLEASED.

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